All Flashcards
What is Redlining?
Denying loans/services based on race in specific neighborhoods.
What are Restrictive Covenants?
Agreements preventing homeowners from selling to Black families.
Define Housing Discrimination.
Unequal treatment in housing based on race or other protected characteristics.
What are Food Deserts?
Areas with limited access to affordable and nutritious food.
Define Environmental Racism.
Disproportionate exposure of minority communities to environmental hazards.
What is Biased Lending?
Offering loans with higher interest rates to Black families.
What is Segregation?
The enforced separation of different racial groups in a country, community, or establishment.
What is a mortgage?
An agreement to purchase a home by borrowing money from the bank.
What is disinvestment?
The withdrawal of investments from an area.
What is a ghetto?
A part of a city, especially a slum area, occupied by a minority group or groups.
What was the impact of the FHA's policies?
It institutionalized segregation and encouraged restrictive covenants.
Cause and effect of redlining?
Cause: Racist assumptions about risk. Effect: Denied access to homeownership.
Cause and effect of restrictive covenants?
Cause: Desire to maintain segregation. Effect: Deeply segregated housing market.
Cause and effect of FHA manual?
Cause: Institutionalization of segregation. Effect: Overcrowded, under-resourced areas.
Cause and effect of violence against integration?
Cause: Deep-seated racism. Effect: Maintained segregation and racial hierarchy.
Cause and effect of transportation inequality?
Cause: Segregated systems favoring white neighborhoods. Effect: Limited access to jobs and education.
Cause and effect of lack of recreational spaces and healthy food options?
Cause: Housing segregation. Effect: Health issues in Black communities.
Cause and effect of redlining and restrictive covenants?
Cause: Racism. Effect: Racial segregation in housing.
Cause and effect of disinvestment?
Cause: Redlining. Effect: Deterioration in Black communities.
Cause and effect of FHA labeling Black neighborhoods as hazardous?
Cause: Institutionalized racism. Effect: Racial wealth gap.
Cause and effect of violence against integration?
Cause: Power and control. Effect: Deep-seated racism.